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About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

If you want to apply for a home loan online or offline, our team will provide you with end-to-end seamless experience. Be it helping you find the right property or getting the home loan amount you required. Be it completing the simple documentation processes or getting speedy disbursal to close the deal, our team will be by your side, guiding you every step of the way.

A home is one of the biggest investments you will make in your life. And, more than that, it is a dream come true for your family and you. We understand what this means to you and our home loans make it as easy and convenient as possible for you to own a home of your choice.

You can apply home loan online anytime, anywhere and get quick approval through our website.

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Features and Benefits of Loan

All loans are not created equal, home loan has become a great option for people to use.

Salaried & Self Employed

Our loan sanction is one of the quickest with easy documentation and doorstep service.

Home Loans For NRIs

Our loan rates and charges are very attractive. These are available at very low rate of interest for NRI’s.

Loan For Agriculturists

All charges are communicated up front in writing along with the loan quotation.

No Morgage

Hassle Free Documentation.

Eligibility Criteria for Loan

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a home loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 25,000

Credit Rating

Applicant should have the bank specified credit score.

Check Eligibility Apply For Loan

Documentation

The following documents are required along with your Home Loan application:

  • Personal Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Home Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of previous 6 months
  • Latest salary slip/current dated salary certificate with the latest Form 16

Fees and charges

  • Types of fees

    Charges applicable

  • Rate of interest
    Up to 8% -15%
  • Processing fees
    Up to 2%
  • Loan statement charges
    Nil
  • Interest & principle statement charges
    Nil
  • EMI bounce charges
    $20 for every bounce
  • Secure fee
    NA

*Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges

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Frequently Asked Questions

We are almost ready with your Frequently Asked Questions. Already we answered all question please check below may i will help to you.

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Download loan forms now

Fulfil your dreams to lead the life you want, the way you want with a personal loan! Download loan forms now!

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